Providing additional capacity in addition to primary insurance coverage, K&K Canada’s Excess or Umbrella Liability policies protect our insureds from catastrophic loss and meet contractual obligations for higher limits. Coverage can be quoted over and above our primary coverage limits or offered standalone if sitting above classes of business we target, with A-rated carriers. This added layer of protection can be vital when lawsuits exceed the primary limit of liability. As the number of multimillion-dollar lawsuits and awards continues to increase, an excess or umbrella liability policy provides peace of mind that the company is financially protected.